Fintokei Broker Overview
Fintokei, a proprietary trading firm under Purple Holding, was founded in 2022 and is based in Brno, Czech Republic. It combines trader education with structured evaluation programs, emphasizing discipline, risk management, and skill development.
The firm offers three account types: StartTrader (three-phase), ProTrader (two-phase), and SwiftTrader (one-phase), tailored to different trading styles and experience levels. Successful traders can scale their accounts up to $1 million based on performance and rule adherence.
Fintokei operates as a non-broker, non-advisory platform, providing simulated trading environments with performance-based payouts. Its model prioritizes clarity, fairness, and consistent growth opportunities for traders who complete its evaluations.
With Fintokei’s structure clear, the next critical aspect to explore is its cost structure, detailing fees, commissions, and overall pricing transparency.
Fintokei maintains a straightforward fee structure with one-time challenge fees and fixed trading commissions, ensuring predictability without hidden costs, though certain aspects warrant attention.
One-Time Challenge Fees: Fixed Cost by Tier
Fintokei’s pricing revolves around a one-time fee based on the chosen account size, ranging from $79 for a $10,000 virtual capital account (SwiftTrader) to $519 for a $100,000 account (StartTrader). There are no recurring fees or time limits, allowing traders to progress at their own pace, a key differentiator from time-constrained competitors.
| Account Size | One-Time Fee |
|---|---|
| $10,000 | $79 |
| $20,000 | $119 |
| $50,000 | $259 |
| $100,000 | $519 |
These fees are paid once per challenge, with no additional subscriptions.
Trading Commissions: Per-Lot Charges
Fintokei charges a fixed $6 per round-trip per standard lot (100,000 units), or $3 per side, across all account types. This commission is deducted from the trading account balance, aligning with industry standards but potentially impactful for high-frequency traders.
For non-USD accounts (JPY, EUR, CZK), commissions are converted using real-time exchange rates at trade execution.
Payment and Refund Policies
Payments via SEPA bank transfers (EUR accounts only) are free and processed within 1-3 business days. Refunds, if needed due to payment errors, incur a €25 processing fee and are not issued if the payment doesn’t cover this fee. Each payment or challenge purchase requires a new request, which can feel manual compared to automated systems.
Fintokei’s transparent, one-time fee model suits traders who prefer simplicity over recurring costs. However, the $6 per lot commission may accumulate for active strategies, and the manual payment process could be streamlined.
With costs outlined, understanding how funds flow in and out of the platform is essential. Let’s examine Fintokei’s deposit and withdrawal methods.
Fintokei simplifies the payment process for challenge entry, offering a secure and flexible experience for global traders, though it doesn’t support traditional account withdrawals due to its demo-based model.
Deposit Methods
Challenge plans and vouchers can be purchased through:
- Credit & Debit Cards: Visa, Mastercard, Maestro, JCB, plus Apple Pay and Google Pay for mobile convenience.
- Cryptocurrency: Bitcoin, Ethereum, Tether (USDT), USD Coin (USDC), Litecoin, Tronix (TRX), Solana (SOL), and Polygon (POL/MATIC).
- SEPA Bank Transfer: For EUR accounts, processed in 1-3 business days.
- Domestic Bank Transfer: For JPY accounts in Japan.
Withdrawal Methods
As demo accounts are used, traditional withdrawals don’t apply. Refunds, if applicable, are processed via the original payment method, with SEPA refunds incurring a €25 fee.
Fintokei’s multi-currency and crypto-friendly payment options ensure accessibility, catering to diverse trader preferences with quick processing.
With funding logistics covered, let’s explore the tradable assets available on Fintokei’s platform.
Fintokei provides a focused yet versatile range of instruments via MetaTrader 4 (MT4), covering forex, indices, metals, and energies in a simulated environment. While crypto and stocks are absent, the selection supports most retail trading strategies.
Available Markets
- Forex: Major, minor, and exotic pairs (e.g., EURUSD, GBPJPY, USDZAR) with raw spreads as low as 0.03 pips and leverage up to 1:500.
- CFD Indices: Global indices like US Tech 100 (1.0 pip spread), DAX 30, S&P 500, and Nikkei 225, with leverage up to 1:100.
- CFD Metals: Gold (XAUUSD, 0.26 pip spread), silver (XAGUSD), palladium (XPDUSD), and platinum (XPTUSD), with leverage up to 1:100.
- CFD Energies: Brent, WTI crude oil, and natural gas, with spreads around 0.046 and leverage up to 1:20.
Trading hours align with standard market sessions (GMT+3), and all assets are accessed via MT4.
What’s Not Included
Fintokei excludes cryptocurrencies and equities, limiting appeal for traders focused on these markets compared to multi-asset prop firms.
Fintokei’s asset range is competitive for forex and index traders, offering tight spreads and high leverage, though the lack of crypto and stocks narrows its scope.
Fintokei’s leverage model is tiered by account type and asset class, balancing opportunity with risk control, though it’s moderate compared to some competitors.
Account-Based Leverage Tiers
- ProTrader: Up to 100:1 on forex and metals, ideal for experienced traders.
- SwiftTrader: 50:1 on most instruments (forex, indices, gold, silver).
- StartTrader: 25:1 on forex and metals, lower for other assets, suited for cautious traders.
Instrument-Specific Limits
- Forex: 25:1 to 100:1, based on account tier.
- Indices: Up to 50:1 (ProTrader/SwiftTrader), 20:1 (StartTrader).
- Gold & Silver: Up to 100:1 (ProTrader), lower on other tiers.
- Oil & Natural Gas: 20:1 or 10:1, depending on account.
- Platinum & Palladium: Max 20:1.
Fintokei’s leverage structure supports strategic flexibility while prioritizing safety, with higher leverage for ProTrader accounts and conservative limits for beginners.
Fintokei offers a robust set of industry-standard platforms, ensuring flexibility for various trading styles.
Platform Options
- MetaTrader 4 (MT4): Supports Expert Advisors, custom indicators, and signals, available on desktop, mobile, and web.
- MetaTrader 5 (MT5): Enhanced with additional asset support, advanced charting, and faster execution, available across all devices.
- cTrader: Features a sleek interface, depth-of-market tools, and advanced order types, accessible on desktop, web, and mobile.
Compatibility
All platforms support Windows, macOS, Android, iOS, and browser-based access.
Execution Environment
Powered by Purple Trading SC, platforms use suffixes (_raw, p, _P, or .) for instruments, depending on account type and creation date.
Verdict
Fintokei’s use of MT4, MT5, and cTrader aligns with global standards, offering accessibility and reliability for traders across devices and strategies.
Fintokei’s funding programs—StartTrader, ProTrader, and SwiftTrader—cater to diverse trader profiles, offering clear evaluation paths and performance-based rewards.
StartTrader – Structured Path for Newer Traders
A three-phase program for gradual skill-building.
| Key Metrics | Details |
|---|---|
| Phases | 3 |
| Profit Targets | Phase 1: 2%, Phase 2: 3%, Phase 3: 6% |
| Drawdown Limits | Daily: -3%, Total: -6% |
| Time Limit | 180 days per phase |
| Max Capital Scaling | $1,000,000 |
| Reward Payout | 50-100% of profits |
| Consistency Rule | Max 40% of profit target per day |
| Account Currencies | USD, EUR, JPY, CZK |
| Trading Platforms | MT4, MT5 |
| Fees (One-Time) | From $119 |
| EA Usage / Weekend Holding | Allowed |
| Feature | $20,000 | $50,000 | $100,000 |
|---|---|---|---|
| One-Time Fee | $119 | $244 | $419 |
| Scaling Up To | $200,000 | $500,000 | $1,000,000 |
StartTrader enforces a 40% daily profit cap to promote consistent strategies.
ProTrader – High-Stakes, Two-Phase Challenge
Designed for experienced traders with larger capital goals.
| Key Metrics | Details |
|---|---|
| Phases | 2 |
| Profit Targets | Phase 1: 8%, Phase 2: 6% (or 5% for legacy plans) |
| Drawdown Limits | Daily: -5%, Total: -10% |
| Time Limit | No limit (min. 3 profitable days) |
| Max Capital Scaling | $4,000,000 |
| Reward Payout | Performance-based, fee refund |
| Account Currencies | USD, EUR, JPY, CZK |
| Trading Platforms | MT4, MT5, cTrader |
| Fees (One-Time) | $99 to $2,399 |
| EA Usage / Weekend Holding | Allowed |
| Plan Details | $10,000 | $20,000 | $50,000 |
|---|---|---|---|
| One-Time Fee | $99 | $159 | $319 |
| Scaling Up To | $100,000 | $200,000 | $500,000 |
ProTrader supports news trading and higher risk tolerance.
SwiftTrader – Fast-Track Evaluation with Instant Earning Potential
A single-step program for quick access to payouts.
| Key Metrics | Details |
|---|---|
| Phases | None (single-step) |
| Profit Target | 10% |
| Drawdown Limits | Total: -10% (no daily limit) |
| Time Limit | None |
| Max Capital Scaling | $500,000 |
| Reward Payout | From the evaluation phase |
| Account Currencies | USD, EUR, JPY, CZK |
| Trading Platforms | MT4, MT5, cTrader |
| Fees (One-Time) | From $79 |
| EA Usage / Weekend Holding | Allowed |
| Details | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| One-Time Fee | $79 | $119 | $259 | $519 |
| Scaling Up To | $10,000 | $20,000 | $50,000 | $100,000 |
SwiftTrader suits confident traders seeking rapid progression.
Platform & Rules Across All Programs
All programs support MT4, MT5, and select cTrader accounts, with EA usage and weekend holding allowed. Prohibited strategies include martingale, tick scalping, HFT, and arbitrage.
Fintokei’s programs offer clear paths for beginners to professionals, with competitive scaling and transparent rules, though strict compliance is essential.
Fintokei’s onboarding process is intuitive, guiding traders from registration to funded trading.
1. Choose Your Program Wisely
Select from:
- StartTrader: For cautious traders (3-phase).
- SwiftTrader: For fast-paced traders (1-phase).
- ProTrader: For experienced traders (2-phase).
A free trial allows platform exploration before purchase.
2. Purchase & Access Your Account
Log into my.fintokei.com/en/login, select a platform (MT4, MT5, cTrader), and download it. Credentials (login, server, password) are sent via email and dashboard.
3. Platform Setup & First Login
Instruments use suffixes (p, .) based on account type. Enable “Show All” in Market Watch if symbols are missing.
4. Know the Rules Before You Trade
Adhere to:
- Drawdown limits
- Consistency rules
- Bans on copy trading, martingale, HFT, and arbitrage
Violations may lead to disqualification.
5. Support & Learning Resources
Access FAQs, tutorials, and support via email, live chat, or My.Fintokei messaging.
Fintokei’s onboarding is user-friendly, with trials and support easing the process, though rule adherence is critical.
Fintokei prioritizes secure, professional support through official channels, avoiding informal platforms like Discord.
Contact Methods
- Email: support@fintokei.com
- Live Chat: Available 09:00-17:00 CET
- My.Fintokei Messaging: For account-specific queries
No Discord – Here’s Why
Fintokei avoids Discord to prevent misinformation, privacy risks, and inconsistent communication, favoring secure, official channels.
Help Center & Self-Service Tools
The Help Center offers tutorials, rule explanations, and troubleshooting guides, ideal for self-directed learners.
Feedback Channels
Submit feedback via the contact form; social platforms (YouTube, Instagram, TikTok) are used for updates, not support.
Fintokei’s support is clear, secure, and efficient, though some may prefer community-driven options.
Fintokei, launched in 2022 under Purple Holding in Brno, Czech Republic, offers structured evaluation programs (StartTrader, ProTrader, SwiftTrader) with scaling up to $1 million. It emphasizes discipline, transparency, and simulated trading, prohibiting copy trading and third-party bots.
With MT4, MT5, and cTrader support, it caters to forex, indices, and commodities traders, though crypto and stocks are absent. Fintokei suits traders seeking clear rules and long-term growth.
Is Copy Trading Allowed on Fintokei?
,no. Copy trading, signal following, or third-party EAs are prohibited. Allowed: custom EAs and self-directed trades.
Who Can Join Fintokei?
Traders 18+ are eligible, except from restricted countries (e.g., USA, India, Russia). Check updates for temporary restrictions (e.g., China, Vietnam).
What Are the Key Trading Rules at Fintokei?
- Drawdowns: 3-5% daily, 6-10% total
- Consistency: Max 40% of profits per day
- Banned Strategies: Copy trading, martingale, HFT, arbitrage
Can I Use Bots or Automated Systems?
Yes, if customized by the trader; third-party or plug-and-play bots are prohibited.
Who Owns Fintokei?
Fintokei is part of Purple Holding, founded by David Kašper, Filip Řehoř, and Jakub Nytra, with a 15-year history in fintech and trading.
Is Fintokei a Scam?
No, it’s a legitimate firm under Purple Holding, focusing on education and evaluation, not brokerage.
Is Fintokei Legit?
Yes, it operates transparently within Purple Holding’s established framework.
When Was Fintokei Founded?
Founded in 2022, building on Purple Holding’s earlier initiatives.
Where is Fintokei Based?
Headquartered in Brno, Czech Republic, with global operations.
Is Fintokei a Good Prop Firm?
Yes, for traders valuing structure and transparency, though strict rules may not suit high-risk strategies.
Is Fintokei Reliable?
Yes, with clear rules, consistent payouts, and Purple Holding’s backing.
Is Fintokei Safe?
Yes, with simulated accounts, data protection, and strict compliance policies.
How to Pass the Fintokei StartTrader, ProTrader, and SwiftTrader Evaluations?
- Understand the Format: StartTrader (3-phase), ProTrader (2-phase), SwiftTrader (1-phase).
- Follow Risk Rules: Adhere to drawdown limits and avoid prohibited strategies.
- Maintain Consistency: Limit daily profits to 40% of target.
- Avoid Violations: No copy trading, third-party EAs, or high-risk strategies.
- Stay Active: Meet minimum trading days and maintain transparency.
Success requires disciplined, independent trading aligned with Fintokei’s structured framework.
Fintokei offers a reliable, transparent platform, ideal for disciplined traders, though strict caps and rules may challenge aggressive strategies.
