PipFarm at a glance
An established prop trading firm, reviewed by the Tradelytic team and rated by traders.
Founded in 2023 by former cTrader/broker executive James Glyde, PipFarm (pipfarm.com) is a Singapore-registered proprietary trading firm operated under ECI Ventures Pte. Ltd. Built around an institutional-grade cTrader framework, PipFarm provides funded accounts ranging from $5,000 up to $300,000, with scaling plans capable of growing total allocations up to $1.5 million across Forex, Indices, Commodities, and Crypto CFDs. The firm supports native multi-currency accounts in USD, EUR, and GBP.
PipFarm differentiates itself through a gamified XP (Experience Points) Rank System. As traders hit milestones-such as passing challenges, completing payouts, or verifying accounts-they earn XP that permanently upgrades their account perks. Rank upgrades scale default profit splits from 70% up to 95% while shortening payout cycles down to every 3 days.
Traders can choose from three evaluation tracks: 1-Step Trailing (12% target, 12% trailing drawdown), 1-Step Static (12% target, 6% static drawdown), and 2-Step Classic (6% target per phase, 9% max drawdown). Evaluation limits allow up to 365 days to complete challenges, with a minimum requirement of just 3 trading days. All programs feature Payout Protection (allowing traders who breach minor risk rules to keep accrued profits) and an automated Kill Switch tool to prevent emotional over-trading.
Our verdict
The Tradelytic editorial assessment — independent of any commercial relationship.
PipFarm is an exceptionally innovative, trader-centric prop firm for cTrader users, EA developers, and systematic risk managers. Its XP loyalty model actively rewards consistent performance, allowing traders to unlock up to 95% profit splits and 3-day payout intervals. Standout risk features like Payout Protection (retaining earned profits even if an account is breached) and the built-in Kill Switch tool highlight PipFarm’s commitment to trader success.
However, traders should carefully evaluate its rules and execution setup. First, platform choice is restricted exclusively to cTrader – there is no MetaTrader 4 or MetaTrader 5 support. Second, starting profit splits begin at 70% for new traders (below the 80% industry benchmark) until XP rank levels are unlocked. Third, PipFarm enforces specific risk rules like the Pip Protector (which monitors order spacing and lot sizing) and prohibits aggressive “all-in” gambling behaviors.
Pros & cons
The honest summary, weighed from our testing and trader feedback.
- Payout Protection feature allows traders to keep earned profits even if a minor rule breach occurs
- Gamified XP Rank System unlocks profit splits up to 95% and shortens payout frequency down to 3 days
- Choice between Static and Trailing drawdown models on 1-Step challenges
- Native cTrader platform support with fast execution and advanced risk tools (Kill Switch)
- Multi-currency account support (USD, EUR, GBP) to eliminate FX conversion fees
- Virtually unlimited time limits (365 days) and only 3 minimum trading days
- News trading, overnight position holding, and swing trading permitted
- Fast scaling plan providing up to 50% capital boosts upon reaching 12% profit milestones
- Starting profit split begins at 70% (requires XP ranks to scale up to 80% – 95%)
- cTrader exclusive – no support for MT4, MT5, or TradingView platforms
- Pip Protector rule monitors trade execution parameters to curb over-leveraged gambling
- Delisted from certain third-party review aggregator comparison lists due to corporate listing disputes
Who it's for
Here's how to tell if this prop firm is right for you.
- Trade on cTrader and want native execution with institutional risk management tools
- Value long-term progression and want to scale your profit split up to 95% via loyalty XP
- Want Payout Protection peace of mind so minor rule breaches don't forfeit your earned profit share
- Trade in EUR, GBP, or USD and want local currency funded accounts
- Prefer generous timeframes (365 days) without rush or high-pressure deadlines
- Demand MetaTrader 4 or MetaTrader 5 platforms for your existing EAs or scripts
- Expect an immediate 80% to 90% profit split on day one without ranking up
- Rely on high-risk, all-in single-trade gambling strategies (prohibited by Pip Protector rules)
Fees & platforms
What it costs to trade, and what you'll trade on.
PipFarm charges a one-time challenge fee that varies by account size, with no ongoing monthly subscription. Account sizes run from $5,000 to $250,000. Traders choose between a one-step path with a single profit target, or a two-step path across a Challenge and Verification phase with incremental targets at each stage.
Evaluation Tiers & Pricing at PipFarm
PipFarm offers three distinct challenge configurations across account sizes from $5,000 to $300,000: • 1-Step Trailing: 12% Profit Target | 3% Daily Loss | 12% Trailing Drawdown | Entry from $50 ($5K) to $1,550 ($300K) • 1-Step Static: 12% Profit Target | 3% Daily Loss | 6% Static Drawdown | Entry from $50 ($5K) • 2-Step Classic: Phase 1 (6% Target) / Phase 2 (6% Target) | 3% Daily Loss | 9% Static Drawdown | Entry from $50 ($5K)
Drawdown & Risk Rules at PipFarm
Risk parameters depend on the challenge track selected. The 1-Step Static and 2-Step Classic challenges use Static Drawdown locked relative to starting capital. The 1-Step Trailing uses a 12% Trailing Drawdown. All accounts enforce a 3% Daily Loss Limit. PipFarm also includes a trader-activated Kill Switch feature on cTrader to lock accounts upon reaching daily targets or loss limits.
Profit Split & XP Ranks at PipFarm
The starting profit split begins at 70/30. By completing milestones (passing challenges, verifying identity, requesting payouts), traders earn Experience Points (XP). Accumulating XP increases rank levels, permanently raising the profit split to 80%, 85%, 90%, and up to 95%.
Payout Policy at PipFarm
Payouts are available once a trader achieves at least 1% net account profit. Payout frequency starts on a 14-day cycle and scales down to every 3 days as traders increase their XP rank. Payouts are protected under the Payout Protection Scheme, ensuring earned profits are distributed even if an account incurs a minor technical breach. Payouts are distributed via Rise Works (Crypto/Bank Wire).
Trading Rules & Restrictions at PipFarm
PipFarm maintains clear operational guidelines: • Time Limits: 365 days (unlimited) • Minimum Trading Days: 3 days • News Trading & Weekend Holding: Fully permitted • Pip Protector: Monitors for unreasonable lot-size spikes and order spacing to restrict high-stakes gambling behaviors. • Prohibited: High-frequency trading (HFT), latency arbitrage, and account copying between different traders.
PipFarm Trading Platforms
Trading is hosted exclusively on cTrader. Execution features raw broker spreads, direct DOM depth, advanced risk controls, and cTrader Automate C# bot support.