FXIFY at a glance
A one, two and three-step prop firm reviewed by the Tradelytic team and rated by funded traders.
FXIFY is a proprietary trading firm offering evaluation challenges across account sizes from $5,000 to $400,000. Traders can select between a one-step, two-step, or three-step assessment model before trading a funded account with a profit split of up to 90%. The breadth of challenge options makes FXIFY one of the most flexible prop firms in the market, catering to traders who want a fast single-phase route to funding as well as those who prefer a more gradual multi-phase evaluation path.
In our assessment, its strongest points are the widest range of challenge structures available from any single prop firm, the competitive profit split ceiling of 90%, access to large funded account sizes up to $400,000, on-demand payouts, and the absence of a time limit on the evaluation. The main trade-off is a review base and operational track record that, while growing strongly, remains smaller than the most deeply established names in the industry. The sections below break down where FXIFY performs well and where it falls short.
Our verdict
The Tradelytic editorial assessment — independent of any commercial relationship.
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Pros & cons
The honest summary, weighed from our testing and trader feedback.
- One, two and three-step challenge options – the widest range of evaluation paths from any single prop firm
- Profit split of up to 90% – among the highest in the market
- Funded account sizes reaching $400,000 – one of the largest capital allocations available
- Accessible entry-level account size from $5,000
- Clear and transparent trading rules with no hidden conditions
- Free retry available under applicable conditions
- Operational track record and review base, while strong and growing, smaller than the very longest-established competitors
- No proprietary trader dashboard or built-in performance analytics layer
- Three-step challenge path carries a longer route to funding by design
- Challenge fee is non-refundable if the evaluation is not completed successfully
- The breadth of challenge options may create decision complexity for newer traders unsure which path suits them best
Who it's for
Here's how to tell if this prop firm is right for you.
- Want maximum flexibility in choosing how you get funded – one, two or three-step path
- Value a high profit split ceiling of up to 90% on your funded account
- Want access to large funded capital up to $400,000
- Prefer on-demand payout access without waiting for a fixed cycle
- Want to trade without the pressure of a time limit on any challenge type
- Want a single prop firm that can scale with you from entry-level to high-capital funded trading
- Require the reassurance of the largest and most deeply established operational track record
- Need a proprietary trader dashboard with integrated performance analytics
- Want instant funding with no evaluation phase required
- Are overwhelmed by choice and prefer a single standardised challenge structure
- Need thousands of independently verified trader reviews before committing to a firm
Fees & platforms
What it costs to trade, and what you'll trade on.
FXIFY charges a one-time challenge fee with no monthly subscription. Account sizes range from $5,000 to $400,000, suiting traders at every level. Three evaluation paths are available: one-step (single phase), two-step (Challenge and Verification), and three-step (most gradual route). A 10% maximum drawdown applies across all paths. The fee is non-refundable if unsuccessful, though a free retry is available under certain conditions.
Trading rules
The core rules govern maximum daily loss and maximum overall drawdown, both measured against the starting account balance. There is no minimum number of trading days required and no time limit imposed on any of the three challenge paths, giving traders complete freedom to approach the evaluation at their own pace without artificial deadlines or expiry pressure.
Payouts
Funded traders can request payouts on demand, with the profit split reaching up to 90%. The combination of a 90% profit split ceiling, on-demand payout access, and funded account sizes extending to $400,000 makes FXIFY one of the most attractive propositions in the market on these three metrics combined. Always confirm the current fee schedule, challenge targets, drawdown rules, and profit-split terms directly with FXIFY before purchasing a challenge, as conditions may be updated over time.