Fintokei at a glance
A one and two-step prop firm reviewed by the Tradelytic team and rated by funded traders.
Fintokei is a proprietary trading firm offering evaluation challenges across account sizes from $5,000 to $200,000. Traders can choose between a one-step or two-step assessment model before trading a funded account with a profit split of up to 90%. The one-step option provides a faster route to funding, while the two-step path offers a more structured evaluation with lower targets at each stage.
In our assessment, its strongest points are the flexible challenge structure, the competitive profit split ceiling, and the absence of a time limit on the evaluation. The main trade-off is that one-step challenges typically carry higher profit targets or stricter conditions than their two-step equivalents, and Fintokei’s overall track record and trader review volume are less established than the most recognised names in the prop firm space. The sections below break down where it does well and where it falls short.
Our verdict
The Tradelytic editorial assessment — independent of any commercial relationship.
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Pros & cons
The honest summary, weighed from our testing and trader feedback.
- One and two-step challenge options for maximum flexibility
- Profit split of up to 90% – competitive at the top of the market
- On-demand payouts – withdraw when you want
- No time limit on the evaluation challenge
- Accessible account sizes starting from $5,000
- Transparent and clearly defined trading rules
- Smaller base of verified trader reviews than leading prop firms
- Less established operational track record than top-ranked competitors
- One-step challenges typically carry higher or stricter profit targets
- Platform tools lack proprietary analytics or a dedicated trader dashboard
- Challenge fee is non-refundable if the evaluation is not passed
Who it's for
Here's how to tell if this prop firm is right for you.
- Want the option to get funded through a single-phase evaluation
- Value on-demand payouts and a high profit split ceiling
- Prefer trading without the pressure of a time limit
- Want flexibility in choosing between a faster or more structured challenge path
- Are comfortable with a newer but growing prop firm
- Require the reassurance of a long-established prop firm with thousands of verified reviews
- Need a proprietary trader dashboard with built-in analytics
- Want instant funding with no evaluation required
- Prefer a firm with bi-weekly payouts on a fixed and highly predictable schedule
- Are specifically looking for account sizes below $5,000
Fees & platforms
What it costs to trade, and what you'll trade on.
Fintokei charges a one-time challenge fee that varies by account size and challenge type. There is no monthly subscription. Account sizes run from $5,000 to $200,000. For the two-step path, profit targets are set across the Challenge and Verification phases, with the overall drawdown limit capped at 10% of the starting balance. The one-step path consolidates the evaluation into a single phase with a combined profit target before reaching a funded account. The challenge fee is non-refundable if the evaluation is not passed, though a free retry option is available under applicable conditions.
Trading rules
The core rules cover a maximum daily loss and a maximum overall drawdown, both measured against the starting balance. There is no minimum trading-days requirement and no time limit on either the one-step or two-step evaluation, giving traders the freedom to approach the challenge at their own pace without unnecessary pressure or artificial deadlines.
Payouts
Funded traders can request payouts on demand, with the profit split reaching up to 90%. The on-demand payout structure combined with a 90% profit split ceiling places Fintokei among the more competitive options in the prop firm market on these metrics. Always confirm the current fee schedule, rules, challenge targets, and profit-split terms directly with the firm before purchasing a challenge.