FundingPips at a glance
A one and two-step prop firm reviewed by the Tradelytic team and rated by funded traders.
FundingPips is a proprietary trading firm offering evaluation challenges across account sizes from $5,000 to $200,000. Traders can choose between a one-step or two-step assessment model before trading a funded account with a profit split of up to 90%. The firm has established itself as one of the stronger mid-tier competitors in the prop firm space, combining a competitive profit split ceiling with flexible challenge options, on-demand payouts, and no time limit on the evaluation.
In our assessment, its strongest points are the dual challenge structure giving traders genuine flexibility in how they get funded, the 90% profit split ceiling matching the best available in the market, on-demand payout access, the absence of a time limit on the evaluation, a free retry option, and an accessible entry-level account size from $5,000. The main trade-off is an overall operational track record and independently verified review base that, while growing strongly, remains smaller than the most deeply established names in the industry. The sections below break down where FundingPips performs well and where it falls short.
Our verdict
The Tradelytic editorial assessment — independent of any commercial relationship.
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Pros & cons
The honest summary, weighed from our testing and trader feedback.
- Profit split of up to 90% – matching the highest ceiling available in the market
- On-demand payouts – access profits without waiting for a fixed payout cycle
- Free retry available under applicable conditions
- Accessible entry-level account size from $5,000
- Clear and transparent trading rules with no hidden conditions
- Strong and growing base of independently verified trader reviews
- Operational track record and review base, while growing strongly, smaller than the very longest-established competitors
- No proprietary trader dashboard or built-in performance analytics layer
- Maximum funded account size of $200,000 sits below the $400,000 available through some competing firms
- Challenge fee is non-refundable if the evaluation is not completed outside of free retry conditions
- No three-step challenge path for traders who prefer the most gradual evaluation route available
Who it's for
Here's how to tell if this prop firm is right for you.
- Value a profit split ceiling of up to 90% – matching the best available in the market
- Prefer on-demand payout access without waiting for a fixed cycle
- Want to trade without the pressure of a time limit on either challenge type
- Want a free retry option to reduce the financial risk of a failed attempt
- Are looking for an accessible entry-level account size starting from $5,000
- Want a single prop firm that delivers strong terms across all key metrics simultaneously
- Require funded account sizes above $200,000
- Need the reassurance of the largest and most deeply established operational track record
- Want a three-step challenge path as an evaluation option
- Want instant funding with no evaluation phase required
- Require thousands of independently verified trader reviews before committing to a firm
Fees & platforms
What it costs to trade, and what you'll trade on.
FundingPips charges a one-time challenge fee that varies according to account size and the challenge type selected. There is no ongoing monthly subscription fee. Account sizes are available from $5,000 up to $200,000, making FundingPips accessible to traders at every stage – from those starting with a smaller capital base to more experienced traders seeking access to a substantial funded account. The one-step path consolidates the full evaluation into a single phase with a combined profit target before the trader transitions to a funded account. The two-step path structures the evaluation across a Challenge and Verification phase with incremental targets applied across both stages. The maximum overall drawdown is capped at 10% of the starting balance and is consistently applied across both challenge types. The challenge fee is non-refundable outside of applicable free retry conditions, and traders should factor this into their decision before committing to a challenge.
Trading rules
The core rules govern maximum daily loss and maximum overall drawdown, both measured against the starting account balance. There is no minimum number of trading days required and no time limit imposed on either the one-step or two-step evaluation path, giving traders complete freedom to approach the challenge at their own pace without artificial deadlines or expiry pressure.
Payouts
Funded traders can request payouts on demand, with the profit split reaching up to 90%. The combination of a 90% profit split ceiling and on-demand payout access places FundingPips among the strongest performers on funded account terms in the current market. Always confirm the current fee schedule, challenge targets, drawdown rules, and profit-split terms directly with FundingPips before purchasing a challenge, as conditions may be updated over time.